Don't Let Little Health Problems Turn Into Big Ones

Healthcare.gov bannerWhen you think about taking care of yourself, things like eating right, exercising, and getting plenty of sleep may come to mind. But what about health insurance? Is getting covered on your to-do list this year?

Getting covered may not seem like a priority if you're young and healthy and your budget is tight, but insurance is one of the best ways for you to take control of your health. Having health insurance is empowering! It's your ticket to preventive benefits including birth control, cancer screenings, sexually transmitted infection screenings, and annual checkups — all without a copay or coinsurance, even if you haven't met your deductible.

Health insurance lets you be proactive about your health and catch little problems early. Little problems may not seem like a big deal now because they don't affect your day-to-day life, but if you ignore them, they can turn into big problems down the road. Small changes in your cervix might not be an issue right away, but if left untreated, they can lead to cancer. You can have high blood pressure and feel just fine, but if you don't even know you have it, how can you prevent a heart attack, stroke, and kidney disease?

Dr. Nancy LeeAnd aside from preventive screenings like Pap tests and blood pressure screenings, health insurance is also a safety net protecting you from high, unforeseen costs due to an accident or illness. All it takes is one car crash, one fall, one misstep on the basketball court to send you into surgery and months of physical therapy. Without health insurance, your costs could skyrocket.

So, where can you find quality health coverage that won't blow your budget? At HealthCare.gov!

It only took Susan Shain, a 28-year-old travel blogger, about an hour to find and sign up for coverage through the Health Insurance Marketplace. "I found a plan that fits my needs and is really affordable," she says. "It costs me only $40 a month with the tax credit."

For Susan, "Health insurance is like freedom… Because of the Health Insurance Marketplace, I don't have to feel tied to some job that I don't love just because of the benefits. Now I'm a travel blogger, traveling around the world and writing about how people can add adventure to their lives. It's what I love doing, and the Marketplace makes it easier for me to do it."

It's time to rethink what it means to be healthy. The new healthy is eating right and exercising — plus preventive health care. You need all three pieces to stay well for the long run.

Don't miss your chance to get healthy in 2015! Check out this one-page guide to learn everything you need to know about getting coverage through the Marketplace. The countdown is on: February 15, 2015, is the end of Marketplace Open Enrollment, so visit HealthCare.gov today.